Occupational Certificate: Financial Advisor (NQF 6)

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About The Course

Become a complete Financial Advice Professional

The Occupational Certificate: Financial Advisor NQF Level 6 is a comprehensive qualification that prepares learners to analyse clients’ financial needs and provide integrated advice to protect and grow their wealth.

Instead of focusing on only one financial product or advisory area, the programme develops competence across:

  • Long-term insurance

  • Employee benefits and retirement funds

  • Healthcare benefits

  • Investments and wealth creation

This holistic approach equips learners to consider the client’s complete financial position and recommend appropriate, responsible and sustainable solutions.

  • SAQA ID: 105026

  • Curriculum code: 241301-001-00-00

  • NQF Level: 6

  • Credits: 515

  • Entry requirement: NQF Level 4 qualification with Communication

  • Last date for enrolment: 30 December 2026

  • Last date for achievement: 30 December 2029

You will develop the ability to:

  • Analyse a client’s complete financial position

  • Identify wealth-creation and wealth-protection needs

  • Evaluate long-term insurance and retirement-planning options

  • Advise organisations on employee benefits and retirement funds

  • Analyse and recommend healthcare benefit programmes

  • Research and evaluate investment opportunities

  • Conduct investment due diligence

  • Recommend appropriate financial solutions

  • Explain risks, benefits, costs and limitations

  • Support the implementation of agreed solutions

  • Apply relevant regulatory and ethical requirements

  • Maintain complete and accurate records of advice

The programme is suitable for:

  • Financial advisors and planners

  • Wealth-management professionals

  • Long-term insurance advisors

  • Investment advisors

  • Employee-benefit consultants

  • Retirement fund consultants

  • Healthcare benefit advisors

  • Broker consultants

  • Collective investment professionals

  • Client-service and financial-advice support employees

  • Experienced financial-services professionals seeking formal recognition

  • Employees preparing for advanced advisory responsibilities

The qualification integrates knowledge, practical skills and workplace experience across all four areas of financial advice.

Knowledge modules — 140 credits

  • Overview of the investment advisory industry — 13 credits

  • Regulatory requirements for insurance and investment advice — 17 credits

  • Healthcare benefits advisory services — 15 credits

  • Employee and pension fund benefits advice — 20 credits

  • Fundamentals of investments — 30 credits

  • Insurance, savings and retirement-planning advice — 16 credits

  • Investment advice — 29 credits

Practical skills modules — 256 credits

Learners develop practical competence in:

  • Analysing clients’ wealth-creation and protection needs

  • Evaluating long-term insurance, savings and retirement options

  • Recommending and implementing financial solutions

  • Analysing organisational employee-benefit needs

  • Evaluating retirement fund and employee-benefit structures

  • Advising employers on appropriate benefit structures

  • Analysing healthcare benefit needs

  • Advising on healthcare benefit programmes

  • Researching and evaluating investment opportunities

  • Conducting investment due diligence

  • Advising clients on investments

  • Implementing agreed investment decisions

Work-experience modules — 119 credits

Learners gain workplace experience by:

  • Participating in wealth-creation and wealth-protection processes — 50 credits

  • Supporting advice on employee benefits and retirement structures — 23 credits

  • Participating in healthcare benefit advisory processes — 14 credits

  • Participating in investment advisory processes — 32 credits

The workplace component must expose learners to all four areas of financial advice.