This module focuses on financial products that provide benefits relating to healthcare expenses or access to health-related services.

Depending on the product and regulatory category, these may include health-service benefit products that pay specified amounts, provide defined services or offer financial assistance following particular health events. These products must be clearly distinguished from medical-scheme benefits and ordinary medical expenses insurance where different regulatory requirements apply.

Learners develop an understanding of benefit structures, eligibility requirements, waiting periods, exclusions, claims processes, limitations and the relationship between different healthcare-funding arrangements. The module emphasises the importance of clearly explaining what a product does and does not cover.

It is intended for people who advise on, market, service, administer or oversee health-services benefit products.