This module covers insurance products that provide financial protection or benefits following events such as death, disability, severe illness or survival to a specified date.

Products may include life insurance, funeral policies, disability and income-protection benefits, severe-illness cover, endowment policies, assistance policies and other long-term insurance solutions.

Learners explore the purpose and structure of long-term insurance, beneficiary nominations, underwriting, exclusions, waiting periods, premiums, policy benefits and claims. The module also considers how long-term insurance can support personal financial planning, family protection, estate planning, debt protection and business-continuity needs.

It is intended for representatives, key individuals and employees involved in advising on, selling, servicing or overseeing long-term insurance products.