This module deals with short-term insurance products that protect businesses, organisations and other commercial entities against financial loss.

It includes areas such as commercial property, business interruption, vehicles and fleets, public and employer’s liability, theft, money, goods in transit, engineering risks and other forms of specialised commercial cover.

Learners are introduced to the more complex risks faced by businesses and how factors such as the nature of the business, its assets, operations, employees and risk controls influence underwriting and premiums. The module also explores policy conditions, exclusions, claims, risk management and the importance of properly assessing a business client’s insurance needs.

This module is intended for people working with commercial clients or managing and overseeing commercial insurance services.